NEWS
The awards ceremony for the winners of the National Finance Innovation Awards Russia 2025
The National Award for Innovative Products and Solutions in the Financial and Insurance Sectors was established in 2023 by the international technology community Spectrum350, with the support of Russia’s key banking institutions.

The competition aims to identify and recognize technology companies developing innovative solutions for the financial and insurance sectors, as well as banks actively implementing such products.
Our long-term goal is to showcase the most interesting products and cases to the professional community, establish a continuous exchange of experience, and unite the expertise of our members.
This year, 86 projects from 31 participating companies were nominated. Based on the professional jury's voting, 29 projects were recognized as winners in categories.


Finance Innovation Awards Russia 2025 Winners:

  • Category: Innovation in Card Banking Products
🏆 Winner – Project “Business card Business One” | Alfa-Bank
🏆 Winner – Project “Scented Business Cards” | SBER

  • Category: Innovation in Auto Lending and Auto Leasing
🏆 Winner – Project “Vehicle aggregator” | Gazprombank Autoleasing

  • Category: Innovation in Settlement and Cash Services
🏆 Winner – Project “Managing sole proprietor (IP) accounts in SberBank Online” | SBER
🏆 Winner – Project “Digital onboarding” | Alfa-Bank

  • Category: Innovation in Financial Asset Management
🏆 Winner – Project “Currency rate reservation” | SBER

  • Category: Innovation in Online Banking
🏆 Winner – Project “Digital onboarding” | Alfa-Bank
🏆 Winner – Project “Personalization of content in SberBusiness using AI” | SBER

  • Category: Innovation in Cross-border Payments
🏆 Winner – Project “Infrastructure for direct cross-border payments” | VTB Bank

  • Category: Innovation in Investment and Brokerage Products
🏆 Winner – Project “A brokerage platform for legal entities” | SBER

  • Category: Innovation in Working with Cryptocurrency
🏆 Winner – Project “Digital financial assets (DFAs) linked to a cryptocurrency portfolio index (SBERCRPT)” | SBER

  • Category: Innovation in Loyalty Marketing in the Financial Sector
🏆 Winner – A loyalty program for entrepreneurs “Alfa — Profitable for Business” | Alfa-Bank

  • Category: Innovation in Customer Experience & Service
🏆 Winner – Project “Voice of the Customer — an AI agent for comprehensive work with feedback and for generating product hypotheses to improve customer experience (CX)” | SBER
🏆 Winner – Project “Alfa Cabinet for public procurement participants” | Alfa-Bank
🏆 Winner – Project “AI Assistant: Smart issue resolution” | SBER

  • Category: Innovation in POS Hardware and Software
🏆 Winner – Project “An innovative POS terminal supporting all major payment scenarios” | VTB Bank

  • Category: Innovation in Customer Service via ATMs, Terminals, and Other External Devices
🏆 Winner – Project “A suite of self-cash collection services” | VTB Bank

  • Category: Gamification Project of the Year
🏆 Winner – Project ““Sales Heroes” — a business tracker for employees with elements of gamification and a social network” | SBER

  • Category: Speech Technologies Project of the Year
🏆 Winner – Project “A virtual AI avatar for customer consultations in branches” | VTB Bank

  • Category: AI Project of the Year
🏆 Winner – Project “An agent for preparing for client meetings” | SBER
🏆 Winner – Project “Banker’s AI assistant “Brief” | SBER

  • Category: Best Project Using AI in Personal Finance Management
🏆 Winner – Project “Fins Assistant by BCS — your personal guide in the world of finance” | BCS

  • Category: Best Project Using AI in Investment and Brokerage Products
🏆 Winner – Project “A GenAI-based digital assistant for news analysis for investors” | VTB Bank

  • Category: Best Project Using AI in Insurance
🏆 Winner – Project “Ingosstrakh AutoML — a platform for building machine learning models using AI for recommendation systems” | Ingosstrakh

  • Category: Fintech Innovation Team of the Year
🏆 Winner – VTB Bank



Grand Prix Winners

🏆 Grand Prix: Fintech Company of the Year
Winner A Dengi

🏆 Grand Prix: Fintech Software of the Year
Winner – Project “GigaProtocol” | SBER

🏆 Grand Prix: Ecosystem of the Year
Winner – Project “Ingo Ecosystem” | Ingosstrakh

🏆 Grand Prix: Fintech Innovation Case of the Year
Winner – Project “AI Agent for Client Business Development” | SBER


🎉 Congratulations to the winners! 🎉

12 December / 2025
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